En undersøgelse fra den amerikanske centralbank viser, at uligheden i amerikanernes indtjening er blevet en smule mindre i de seneste tre år, mens uligheden i formuefordelingen er næsten uændret. De 10 pct. i toppen ejer stadig 71 pct. af værdierne. Formuen i en hvid familie er otte gange større end i en sort. Den gennemsnitlige hvide families indtjening faldt med 6 pct. de seneste tre år fra 133.000 til 122.000 dollar.
U.S. income inequality narrowed slightly over last three years: Fed
Income inequality in the United States narrowed in the first three years of the Trump administration as rising wages and a low unemployment rate fueled gains for lower-income and less educated families, according to U.S. Federal Reserve data released on Monday.
Wealth inequality was largely unchanged, with the top 10% of families holding about 71% of family wealth in 2019, roughly the same as in 2016, the Fed found in its latest Survey of Consumer Finances, conducted every three years.
The survey provides a snapshot of how income, assets and debt are distributed across the population, and in this case how the benefits of the final years of a decade-long economic expansion had begun flowing to typically less advantaged parts of the population.
The data did reflect a pause at least in the long trend toward wealth and income becoming more concentrated in the upper end. Overall, for example, average incomes fell, but that was driven by a decline in incomes among the top earners.
Excluding the richest 1% of families, average incomes rose about 3.1% between 2016 and 2019.
The same dynamic was behind the 6% decline in average income for whites, from $133,000 to $122,000. White families are disproportionately represented among the ranks of the top earners.
Although the top 10% retained a steady share of wealth, the period did see some reshuffling among the rest of the population.
Those in 25th to 50th percentiles saw wealth gains of 36% over the period, attributed by the Fed to rising rates of home ownership and increased stock holdings.
While the net worth of those in the bottom quartile also increased, that one-fourth of American families still held just 0.3% of family wealth.
There were proportionately larger gains in wealth as well for Black and Hispanic families, the Fed said. Median net worth rose 33% for Black families and 65% for Hispanic families, compared with a 3% gain in the median for white families.
However the absolute gap remained large: the median net worth for white families, at $188,200, was nearly eight times that of the $24,100 median for Blacks, and over five times that of the $36,100 of Hispanic families.