Kommentar: Analytikerne havde ventet et eps overskud på 1,03 kr. per aktie i Q4, mod 1,87 kr. i samme kvartal forrige år. Det faktiske resutat blev 0,37 – efter et finansminus på 330 mio. kr. i Q4, samt markant forøgede forsikringsomkostninger, antageligt efter opkøbet af Alka. Den basale forsikringsforretning holder stand.
Tryg skriver i regnskabet om Q4 – 2018:
New personal insurance
Private Denmark launched a new personal insurance product which combines accident, health, dental and sickness insurance under one insurance policy. This means that customers will be covered from top to toe. The new insurance is potentially relevant for up
to 800,000 public employees who are not covered by company-paid health insurance plans.
‘Tryg Tilbage’ and ‘Tryg Health’
Corporate Denmark launched a training programme app as part of the ‘Tryg Tilbage’ concept related to workers’ compensation. The concept includes quick diagnosis,
quick treatment and subsequent rehabilitation. Also, a new health prevention concept was launched, involving health screening and also an app, ‘Tryg Health’, giving customers a quick overview of all the services that they can access through ‘Tryg Health’.
Strategic partnership with Danske Bank
As part of Tryg’s 2020 strategy to strengthen the company’s distribution, Tryg entered into a new Nordic partnership with Danske Bank. In Spring 2019, Danske Bank customers will be offered competitive insurance solutions with unique benefits. This partnership will cover
all the countries and markets in which Tryg operates – i.e. both private and commercial in Denmark and Norway, and private in Sweden.
Alka acquisition completed
Tryg received approval of the Alka acquisition from the Danish Competition and Consumer Authority and could finally complete the transaction. Tryg firmly maintains its guidance for synergies of DKK 300m related to the Alka acquisition with a full run-rate impact in 2021.
