Ifølge Royal London Policy Paper med titlen ”The Death of Retirement” om fremtidens pension i UK, skal de unge generationer arbejde meget længere for at opspare en rimelig pension til alderdommen: “Changes in workplace pension provision mean that coming generations of retirees could have a radically different experience of retirement from their parents. Unless today’s workers begin to save significantly more for their later life, many will find that the quality of later life enjoyed by their parents will be unattainable unless they work well beyond traditional retirement ages. For many people, continuing to work to these much higher ages may simply be beyond their physical capability. Without significantly higher levels of engagement in pensions, we may be witnessing the ‘death of retirement’.1 In this paper we look at the workplace pensions into which millions of people are currently being enrolled. Whilst the average contribution rate into an old-style final salary pension was around 20% of total wages, the statutory minimum for a new automatic enrolment scheme is barely one third of this level.”
