Efter aflæggelse af Q3 regnskabet afholdte Danske Bank ledelse med analytikerne, deres investorpræsentation som kan ses via dette link. Her har man mulighed for at høre Q&A med analytikerne efter ledelsens indledende præsentation.
Danske Bank indleder præsentationen sådan:
Steady progress in a challenging environment
• The Nordic economies have held up relatively well so far
• Good lending activity in local currency to both retail and commercial customers at Banking Nordic
• Stable income y/y excl. one-offs despite challenging trading environment in Q1 2020
• Expenses down 4% q/q due primarily to lower staff costs; up 6% y/y due mainly to transformation costs, continued compliance remediation and the Estonia case
• Further post-model adjustments booked in Q3 to reflect clouded visibility, offsetting macro- driven model releases
• Net profit of 3.1 billion in the first nine months; ROE of 2.3%
• Net profit for 2020 now expected to be in the range of DKK 4.0-4.5 bn
• We still expect expenses to be around DKK 26 bn in 2021
